G+D’s Tanja Heßdörfer on the challenges of CBDC

Which central banks have you built digital currency services for, and how have they performed?

Retail central bank digital currencies (rCBDCs) offer a digital, public form of a national currency as a complement to cash. In addition to online payments, CBDCs can also cater for offline payment capabilities, ensuring people can always pay, even when they don’t have access to internet or network connectivity.

G+D successfully implemented several pilot programmes together with central banks around the

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